Send us the letter
you've been avoiding.
Snap a photo of any UK financial letter — pension, ISA, HMRC, mortgage, bank. We tell you what it actually says, what (if anything) to do, and what every bit of jargon means. No advice. No products. No condescension.
Photos are sent to be translated and not stored on our servers. We never sell your data.
"I've been paying into a Cash ISA for years. I only just found out I could've had a Stocks & Shares one — no one ever told me."
— Karen, 47
The financial industry was largely not built with you in mind, and the language is genuinely designed to keep you out. That's not a you problem.
harbour translates. Plain English. No products being sold to you. No assumptions about what you already know.
Why this matters
£10,000 left in a Cash ISA for 30 years ≈ £15,600.
The same £10,000 in a Stocks & Shares ISA ≈ £76,000.
Same tax wrapper. Wildly different outcome. Not knowing the difference can quietly cost tens of thousands over a working life — and nobody sits you down to explain it. We will.
Illustrative only — roughly 1.5% vs 7% average annual return, after typical inflation. Investments can go down as well as up.
How it works
Three steps. About a minute.
- 01
Snap the letter
Phone camera or upload. JPG, PNG, photo of a screen — whatever's easiest.
- 02
Get the plain-English version
What the letter is, what it's actually saying, what (if anything) you need to do, and any jargon explained.
- 03
Ask anything you're still unsure about
One tap to ask a follow-up. Save the letter to come back to. No accounts. No emails.
That letter on the side?
Let's open it.
About thirty seconds. No sign-up. You don't need to know anything before you start.
Translate a letter